Hong Kong’s mortality safety hole is now greater than $500bn, in keeping with reinsurer Swiss Re. How can this hole be closed? The problem is not simply life cowl, explains HSBC Insurance coverage’s Sweet Yuen. It is also about protection for vital sickness, and ensuring you do not outlive your retirement financial savings. It requires fascinated about safety in a holistic method. She discusses the most recent analysis HSBC has performed on this situation in Asia, and the web instrument the corporate has launched to assist folks save extra. Primarily based on actual retirees’ spending patterns and your private expectations, the HSBC Retirement Monitor may also help Hong Kongers perceive how a lot they should be saving – and the way quickly they should begin.
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